Image processing Essay Example For Students

Picture preparing Essay 1.1 IMAGEAn picture is an old irregularity that depicts visual acknowledgment, for instance a two-dimensional picture that has a similar appearance to some subject generally a physical article or a man, thus giving an outline of it. A picture is a group, or a system of square pixels (picture parts) organized in portions and lines. An image is a two-dimensional limit f(x, y), where x and y are the spatial (plane) arranges, and the ampleness of f at any pair of headings (x, y) is known as the intensity of the image at that level. If x, y and the abundancy estimations of f are constrained and discrete sums, we consider the image a mechanized picture. An automated picture is made out of a predetermined number of segments called pixels, every one of which has a particular zone and worth.1.2 IMAGE PROCESSINGPicture dealing with is the examination of any figuring that snaps a photo as data and returns an image as yield. Picture Processing is a system to improve unrefined pictures got from c ameras/sensors set on satellites, space tests and flying machines or pictures taken in regular daily existence for various applications. Picture Processing is a strategy to improve rough pictures got from cameras/sensors set on satellites, space tests and flying machines or pictures taken in normal regular day to day existence for various applications. Various methods have been made in Image Processing in the midst of the last four to five decades. A huge part of the techniques are made for improving pictures got from unmanned rockets, space tests and military reconnaissance flights. Picture Processing structures are getting the chance to be common in view of basic openness of successful work power PCs, considerable size memory devices, portrayal programming ventures thus on.Picture Handling is used as a piece of various applications, for instance, Remote Detecting Restorative Imaging Non-risky Assessment Materials Material Science. MilitaryThe ordinary walks in picture planning are picture separating, taking care of, improving and elucidation.There are two sorts of Picture dealing with. They are:1.2.1 ANALOG IMAGE PROCESSINGSimple Picture Handling implies the difference in picture through electrical methods. The most generally perceived outline is the TV picture. The TV sign is a voltage level which varies in adequacy to address quality through the image. By electrically moving the sign, the indicated picture appearance is balanced. The magnificence and multifaceted nature controls on a TV serve to acclimate the plentifulness and reference of the video signal, realizing the illuminating, darkening and alteration of the sparkle extent of the demonstrated picture.Analog input signal ANA Analog yield signalFig. 1.1: Analog Image Processing1.2.2 DIGITAL IMAGE PROCESSINGFor this circumstance, propelled PCs are used to deal with the image. The image will be changed over to cutting edge structure using a scanner digitizer and after that strategy it. It is described as the exposing numerical portrayals of things to a movement of tasks remembering the ultimate objective to get a needed outcome. It starts with one picture and conveys an adjusted version of the equivalent. It is thusly a system that snaps a photo into another. The term mechanized picture taking care of overall insinuates getting ready of a two-dimensional picture by a propelled PC. In an increasingly broad setting, it derives automated getting ready of any two-dimensional data. A propelled picture is an assortment of authentic numbers addressed by a set number of bits. The rule focal point of Advanced Picture Preparing techniques is its versatility, repeatability and the preservation of one of a kind data accuracy.ANALOG INPUT ANALOG OUTPUTSIGNAL SIGNALFig. 1.2: Digital picture processing1.3 IMAGE PROCESSING TECHNIQUESThe distinctive Picture Preparing strategies are:A. Picture representationB. Picture preprocessingC. Picture upgradeD. Picture rebuildingE. Picture investigationF. Picture reproductionG. Picture data pressureA) IMAGE REPRESENTATIONA picture portrayed in this current the truth is believed to be a component of two certifiable factors, for example, f(x, y) with f as the abundancy (for example sparkle) of the image at the veritab le course position (x, y).Fig. 1.3: Image representationThe 2D determined picture f(x, y) is isolated into N lines and M fragments. The assembly of a line and a fragment is called as pixel. The value apportioned to the number headings with m=0,1, 2,,M-1} and n=0,1,2,,N-1} is f. All things considered, when in doubt f(x, y) which we ought to truly consider to be the physical sign that infringes on the substance of a sensor. Consistently an image record, for instance, BMP, JPEG, TIFF, etc., has some header and picture information. A header generally joins focal points like association identifier (typically first information), assurance, number of bits/pixel, pressure sort, etc.- B) IMAGE PREPROCESSINGSCALINGThe subject of the procedure of enhancement is to have a closer observe by intensifying or zooming the interested part in the imagery. By decline, we can pass on the unmanageable size of data to a reasonable cutoff. For resampling an image Closest Neighborhood, Straight, or cubic co nvolution techniques are utilized.I.MAGNIFICATIONThis is normally done to improve the size of introduction for visual understanding or to a great extent to organize the size of one picture to another. To enhance an image by a variable of 2, each pixel of the principal picture is displaced by a bit of 22 pixels, all with a similar brightness regard as the primary pixel. Fig. 1.4: imagemagifictionII. REDUCTIONTo decrease a propelled picture to the main data, each mth line and mth portion of the principal imagery is picked and appeared. Another strategy for completing the equivalent is by taking the ordinary in m x m piece and indicating this typical after genuine modifying of the resultant worth. Looking at contrasts in national bookkeeping rules EssayOrderOrder is the naming of a pixel or a get-together of pixels considering its dim worth. Course of action is a champion among the routinely used procedures for information extraction. All together, regularly various components are used for a game plan of pixels i.e., various photos of a particular thing are required. In Remote Detecting zone, this framework acknowledge that the imagery of a specific geographic district is accumulated in various regions of the electromagnetic range and that the photos are in incredible selection. Most of the information extraction techniques rely upon examination of the spooky reflectance properties of such imagery and use phenomenal figurings proposed to perform various sorts of ridiculous assessment. The method of multispectral course of action can be performed using both of the two strategies: Directed or Unsupervised. In Regulated portrayal, the character and territory of a bit of the region spread sorts, for instance, urban, wetland, forest area, etc., are known as priori through a blend of field works and toposheets. The examiner attempts to discover specific goals in the remotely recognized data that addresses homogeneous instance of these territory spread sorts. These reaches are generally suggested as Preparing Locales in light of the fact that the spooky qualities of these realized zones are used to set up the portrayal count for subsequent zone spread mapping of sign of the image. Multivariate real boundaries are figured for each arrangement site. Every pixel both inside and outside these planning areas is then evaluated and distributed to a class of which it has the most bewildering likelihood of being a section. Fig. 1.10: Picture groupingIn an Unsupervised gathering, the characters of region spread sorts must be demonstrated as classes inside a scene are not all around known as priori considering the way that ground truth is absent or surface segments inside the scene are not all around described. The PC is required to social affair pixel data into different terrible classes according to some quantifiably chose standards. The relationship in helpful domain is the naming of cells considering their shape, size, concealing and creation, which go about as parts. This technique is furthermore useful for X-beam pictures. F) Picture ReclamationPicture recovery suggests ejection or minimization of corruptions in an image. This fuses de-darkening of pictures defiled by the imperatives of a sensor or its environmental factors, racket filtering, and change of geometric bowing or non-linearity on account of sensors. Picture is restored to its one of a kind quality by changing the physical defilement wonder, for instance, defocus, straight development, air degradation and included substance uproar. Fig. 1.11: Weiner Picture RebuildingPicture Reproduction FROM PROJECTIONSPicture multiplication from projections is an extraordinary class of picture recovery issues where a two-(or higher) dimensional article is reproduced from two or three one-dimensional projections. Each projection is obtained by envisioning an equal X-bar (or other entering radiation) shaft through the article. Planar projections are in this way gained by overview the article from a wide scope of focuses. Changing computations decide an image of a pitiful significant cut of the article, giving an inside point of view commonly miserable without performing expansive medical procedure. Such techniques are essential in restorative imaging (CT scanners), space science, radar imaging, land examination, and nondestructive testBIBLIOGRAPHY G.R. Arce, R.E. Encourage, Detail-safeguarding positioned request based channels for imageProcessing, IEEE Transaction on Acoustics and Speech Processing 37 (1) (1989)8398. K.T. Atana ssov, Intuitionistic fluffy sets, in: Theory and Applications. Arrangement inFuzziness and Soft Computing, Ph

My Future Leisure and Sustainability of Northern California Ocean and Term Paper

My Future Leisure and Sustainability of Northern California Ocean and River - Term Paper Example Aloof recreation doesn't include the utilization of outrageous vitality while dynamic relaxation needs an individual to use full mental and physical vitality. Instances of aloof relaxation can be setting off to the film and sitting in front of the TV. Instances of dynamic recreation can be swimming, angling and moving (Joffre, 1960). The North California Ocean and waterways give a decent domain to recreation exercises, for example, swimming and angling. The relaxation exercises are significant for a few reasons that will be examined in the paper for individuals of north California. From my own understanding, there is a guarantee of recreation commitment to diminish among the individuals of North California later on. This is so in light of the fact that life is costly. The expense of spending on significant things like food, garments and recreation is exceptionally high. The greater part of the individuals focus on bringing in cash to meet there fundamental needs as it were. For understudies who are working and living alone, it is more regrettable. There is no time for recreation since one requires having two occupations to meet there every day needs and needs. As a person's rate in relaxation commitment diminishes, the more focused on they become. Recreation gives individuals a feeling of opportunity. Neulinger 1974 thought of two mental elements of recreation. The fundamental one was seen opportunity where he declares that recreation relies upon opportunity from any inside or outside limitations. The way that an individual has the capacity to pick what the ind ividual is to do, the time and spot gives them inherent inspiration. Characteristic inspiration is the second mental idea where there is no installment after one takes part in the recreation movement. The second one participates in a movement and by the day's end they are being paid for it, at that point there is extraneous inspiration. Simultaneously it can prompt inherent inspiration. The recreation exercises are an extraordinary inspiration for people in light of self completion that everybody needs to work there confidence (Neulinger, 1974). Furthermore, Mihaly 1996 adds to the advantages of participating in recreation by utilizing the hypothesis of stream. The stream hypothesis expresses that an individual has full contribution in and movement they take part in that is, there is full mental concentration to the action and the people feel invigorated by the core interest. The stream contains a ton of factors: defining clear objectives, high paces of center and focus, loosing reluctance, lose feeling of time, input ought to be immediate and quick, level and challenge capacity ought to be adjusted, feeling of individual command over an action, inherent compensation of the movement and complete drenching in the action. He proceeded to propose the exercises one can take part in to guarantee that there is outward advantage however different scholars have thought of those that lead to inborn advantages or inspiration. The exercises that lead to outward inspiration can be music, plan, instruction and various games. Natural insp iration includes the sentiment of progress, otherworldliness, self improvement and execution (Mihaly, 1996). The second explanation behind the lessening paces of relaxation commitment can be because of the contamination of the sea and streams particularly the Sacramento River. Angling and swimming are the major recreational exercises that the individuals of North California participate in. this is because of the plenitude of the streams and the sea. The sea and the streams are messy. Inspired by a paranoid fear of contracting diseases because of the messy water, individuals once in a while

Digital Divide and Education

Digital Divide and Education Digital Divide Nov 19, 2018 in Persuasive Essay Introduction Nowadays, life around us moves at a very fast pace. The changes that take place in the world are influenced by many factors, some of them positive and others negative, that sometimes dictate the present state of affairs in the world. In particular, our everyday life is imposed by the Internet and its resources, giving us the ability to research and acquire new information at any time. Therefore, I consider the question of digital divide to be an important question of debate that needs to be addressed immediately. I believe that there is a disadvantage for the persons who reside in the areas where the digital divide is predominant and the rate of educational improvement of such populations. Hence, I am going to present clear arguments to identify the concerns and negative effects of the digital divide to the educational, social and political development of the Australian population. What the Digital Divide is and Why it is Important to Eliminate it In order for the members of the Senate to understand the specifics of the problem that we are discussing today, I am going to explain what the digital divide is and why it is important to eliminate it. The digital divide represents the gap between the population who have access to the computerized technology and those who do not. The digital divide is also defined as the alteration of accessing of information through the Internet in part due to the geographical location, social and economic status, race and physical abilities. In a world where knowledge and information have a progressively important role in the economical development of a country, the availability of the Internet plays a strategic step in the advancement of the populations intellectual and social skills. It is important to notice that in most developed countries, the access to the Internet is widely available in most sections, whether urban or rural, of the country. However, the accessibility to the Internet and othe r communication technologies in the rural sections of Australia is sometimes limited or unavailable at all (Australian Bureau of Statistics 2006). Even though constructive developments of the Internet and other technologies have taken place, there is still more room for the Australian government to promote better improvements and additions to the less developed digital network of Australia as compared to other developed countries (ACT Government 2003).

What Does Insoluble Mean

Insoluble means incapable of dissolving in a solvent. It is rare for absolutely no solute to dissolve at all. However, many substances are poorly soluble. For example, very little silver chloride dissolves in water, so it is said to be insoluble in water. Note a compound may be insoluble in one solvent yet fully miscible in another. Also, several factors affect solubility. One of the most important is temperature. Increasing temperature frequently improves the solubility of a solute. Solutes Insoluble in Water Examples of compounds that are considered insoluble in water are the: Carbonates (except group I, ammonium, and uranyl compounds)Sulfites (except group I and ammonium compounds)Phosphates (except for some group 1 and ammonium compounds; lithium phosphate is soluble)Hydroxides (multiple exceptions)Oxides (multiple exceptions)Sulfides (except group I, group II, and ammonium compounds) Sources Clugston M. and Fleming R. (2000).  Advanced Chemistry  (1st ed.). Oxford: Oxford Publishing. p.  108.Hefter, G.T.; Tomkins, R.P.T (Editors) (2003). The Experimental Determination of Solubilities. Wiley-Blackwell. ISBN 978-0-471-49708-0.

The Effects of Fast Food - 1200 Words

The Effects of Fast Food Fast food is taking over today’s society these days people are buying it more and more and as they keep buying it they are gaining weight like crazy and the food becomes addictive. The food at the fast food restaurants such as McDonalds, Burger King and Taco bell etc. produces artificial foods meaning there are no real ingredients in the food they serve to their customers. Fast food is not healthy for people because people are gaining weight excessively, the food contains unhealthy contents, and all the unhealthy ingredients can cause diabetes or other serious health issues. Fast food causes people to gain weight excessively. If the parents eat fast food everyday then they are most definitely feeding it to their†¦show more content†¦Overtime eating many artificial foods and neglecting to exercise can result in weight gain. The artificial foods are factory made and does not have any of the nutrients and ingredients that grown organic foods have. Processed meats are also a part of artificial foods that is why many people hunt for their meat instead of buying it from the store after its been through a factory. Sometimes you have to put in the extra work to grow your own food and hunt for your meat in order to have the healthiest outcome. Certified organic foods are mandated by the U.S. Department of Agriculture to be grown without chemical pesticides, herbicides, hormones, antibiotics or other artificial substances. Organic foods are usually more nutritious than artificial foods because the refining and manufacturing or artificial foods often strips them of nutrients. Organic foods are more expensive because they cost more to grow harvest and manufacture. The most notable differences between artificial and organic foods are content nutritional value and how they affect the body. Over 20 million Americans or 7 percent of the U.S. live with diabetes. If you have the rare form called maturity onset diabetes of the young your child had almost a 1 in 2 chance of getting it too. Type 1 diabetes develops slowly and people only discover it from a doctor’s visit. Type 1 occurs because the pancreas stops producing insulin. In most cases of type 1Show MoreRelatedThe Effects Of Fast Food On Food926 Words   |  4 PagesThe effects of fast food Food is one of the basic needs of human beings, it provide us energy that our body needs to work properly. Not only that, it also provide us a variety of nutrients, vitamins, minerals, carbohydrates, and proteins that our body asks us daily to keep it in function. As time our alimentation has changed due to the demands of the modern world. 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While overeating this type of food comes with negative personal health effects, the long term, big-picture problem with fast food is its negative effect on the environment, which lies in the way food is produced today. In recent years, farms have become industrialized, slowly but surely making the transitionRead MoreFast Food And Its Effect On Society2059 Words   |  9 PagesFast food has came to be very popular in today s society even with all of the negative affects that it carries with it. In 1970, there were about 30,000 fast-food restaurants in the United States; that number increased to 222,000 by 2001 (Therien,1). With the increase in fast food restaurants the num ber of people that are obese has also increased and fast food options provide a quick, effortless meal (Sharkly, Johnson, Dean, and Horel,1). Many people like convenience after a long day of work

Week Intercultural Paper Free Essays

As Egger Hefted (2001) explained, culture Is comprised of power distance, Individualism, masculinity, uncertainty avoidance, pragmatism, and indulgence. If we use these components to analyze the two countries from the example, we find various similarities and differences that would greatly affect a business transaction between the two. Both Colombia and China share similarities in the areas of power distance, individualism, and masculinity. We will write a custom essay sample on Week Intercultural Paper or any similar topic only for you Order Now Both countries scored high in power distance, or extent to which power Is unequally distributed, and masculinity, the desire to excel at a skill versus liking the actual skill (Hefted, 2001). This means that In both isosceles individuals with power are far removed from their lesser powerful counterparts. It also means individuals from these countries are motivated by success and achievement as opposed to equal status. China and Colombia also similarly scored low in individualism meaning that both cultures are collectivist or centered on members that form an interdependent network (Hefted, 2001). As other analysts have noted, â€Å"Chinese society [In particular] Is collectivist in that Individuals identify with an â€Å"In-group† consisting of family, clan, and friends. Within this, cooperation Is he norm. Outside it, zero-sum competition is common† (Harris, 2014, Para. 5). Thus, it is paramount to foster a loyal relationship when conducting business in these countries. Avoidance, pragmatism, and indulgence. Chinese culture scored high in pragmatism, or the need to explain as much as possible, whereas Colombia scored high in uncertainty avoidance and indulgence, or the extent to which people indulge their impulses and desires (Hefted, 2001). As some academics have noted, uncertainty is largely reduced in relationships which is why â€Å"Latin Americans place great value on establish ing long-term, close relationships with interactions on a personal, as well as professional, level† (Wardrobe, 2005, p. 3). However, in Chinese culture, indulgence and uncertainty avoidance scored low since individuals place less importance on knowing everything and monitor ambiguity with their use of an adaptable and entrepreneurial spirit. Understanding these differences, as well as similarities, helps us set up a successful business encounter between individuals from these two If a Colombian and Chinese person were to conduct a business transaction, it loud be important to understand the application of Hypotheses cultural dimensions to ensure a successful outcome. First, the high collectivism and power distance in their respective societies would promote a good foundation for them to establish a relationship since both individuals would most likely have high standing and authority within their companies, and strive to develop a fruitful relationship. This would begin by ensuring a correct and respectful greeting between them, which would generally involve a bow from the Chinese businessperson and a warm and stern handshake from the Colombian businessperson (Aback, 2012). Second, cause of the discrepancy in the uncertainty avoidance category, the Colombian businessperson might need better clarification on the transaction and question the Chinese individual more thoroughly; which would promote trust if the Chinese individual views the 4 transaction from the masculinity-oriented category of achievement instead of the feminine category associated with caring and equality. As Donald Aback (2012) elaborated, in Asia â€Å"language that avoids directly challenging a person or making that individual look bad, or seem disrespected is common† (p. 19). This means that the Chinese businessperson would most likely not hold this against his Colombian counterpart but rather tolerate it in the interest of developing trust and a longer- lasting relationship. Lastly, the Colombian may want to indulge more time in the relationship, which would work well, since Chinese culture is characterized by a strategy to â€Å"not trust until there is enough evidence of trustworthiness† (Harris, 2014, Para. 6). If both businessperson take the time to nurture their relationship and understand each other’s cultural differences and similarities, they will set themselves up for a successful and fruitful business relationship. How to cite Week Intercultural Paper, Papers

Letter to My Father free essay sample

There is a lot to say of how much I appreciate you. Youve done so much for me. Every step of the way, you have supported me. From kindergarten to even today you have never given up on me. I know before Ive never listened to much of what you had to say or any of the advice youve given me. Whenever you made some of the choices that you thought were right for me, but I didnt agree with you. I now see what you were trying to do for me.Id always looked up to you and wanted to be so much like you. A business man and a soccer player was all Ive ever wanted to be Just to be like you. I remember the day I decided to be a soccer player Just like you and you made me run laps around the yard. We will write a custom essay sample on Letter to My Father or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Then you put me in says and became my coach. Now I play soccer with you every week and I enjoy it every time. You would tell me what was right and wrong in all of my decisions.Ive tried making decisions on my own, hinging that I didnt need help but you were still there for me waiting to guide me into the right direction. You are my mentor, my inspiration, and most importantly my father. I can remember you telling me that I didnt know what I had to appreciate everything that is in my life. Now that Im older, I realized what I do have and how much I should be grateful for it. Im blessed with everything I have and whats available for me to build my own future because some people dont have it as easy as e. Its all because of you, dad, with all that you have done. From a warehouse worker to one of the most successful salesman in the independent business industry. Youve never stopped working so you could give me the best life has to offer and I wouldnt have had it any other way. Im going to be graduating and head out in the real world. There is a lot out there but I know I will work hard and never give up my dreams to become successful. To be Just like you. I love you Dad.

Tuskegee University Essays - Optics, Photography, Software

Tuskegee University Photography As An Agribusiness : A case Study of Wildlife - Science Meets Art Brandon Bradley Student April 30 th , 2018 I frequently hear: "I extremely like your photographs. You should claim an astonishing and super costly camera!" My answer to these individuals is: "Whether you possess Tiger Woods' golf club, would you have the capacity to play at his level?" For Woods' situation, everything comes down to a long time of training and a sound measurement of crude ability. It is genuine thatmost of the timemore costly cameras yield better picture quality, yet it doesn't naturally accompany picture excellence. Similarly as in golf, the best outcomes are accomplished by investing a great deal of energy behind the camera, taking a gander at different photographs as a type of motivation, and in the long run including your own particular touch/style to your photography. With the approach of site-particular harvest administration, supportability and benefit, arrive cultivating now requires data and innovation based administration framework to distinguish break down and oversee spatial and fleeting asset fluctuation. The is approach is being made progressively conceivable by late advancement in data advances, for example, cell phones, geographic data frameworks, situating innovations and Earth Perceptions. Such development now off blunders an all encompassing way to deal with small scale oversee agrarian asset. Essential mapping and homestead level record keeping is one of the primary accuracy horticulture rehearses that must be actualized in a run of the mill beneficial farming task . Common undertakings incorporate mapping of varieties that happen in vast scale field highlights, for example, vegetation push, edit revolution, reviewing, water system, soil waste and disintegration, bug control, and so forth. The e look for a minimal effort strategy that considers the development of data innovation in information catch and studying, information handling, database creation and geographic data frameworks ends up compulsory keeping in mind the end goal to react to such needs. Without precedent for Malta, the gathering of high exactness cultivating measurements that makes utilization of an economical framework for airborne mapping that requires ins ignificant ground jogging. The adequacy of such a strategy for little territories was later identified with seaside and shoreline administration in the Maltese islands. In the present case, advanced elevated remote detecting empowered the exact mapping of rural factors, and combined with ground review information, brought about the generation of exact, high determination farming yield cover maps. Extra data can be additionally gotten from this information that can be utilized for the improvement of miniaturized scale agribusiness hones. In spite of the fact that news scope around them is for the most part centered around use in military tasks, automatons can be utilized over different ventures . ( Corradino , C. ) Utilizing different payloads, extending from GoPro cameras to proficient cameras, automatons can be utilized to play out an assortment of errands, going from observation missions in the military to, conceivably, conveying pizza.According to an examination by the Relationship for Unmanned Vehicle Frameworks Universal, the automaton, or UAV, industry in the U.S. could create up to 100,000 new occupations and include $82 billion in financial movement in the vicinity of 2015 and 2025. Those numbers are entirely huge. In any case, the industry has somewhat of a trek to get to them. This is on account of protection concerns adjust the case for ramble utilize . ( Berg, M., Williams, J ) A lion's share of nations on the planet today utilize a free arrangement of rules to repr esent ramble utilize. An outstanding exemption is Japan, which utilizes rambles widely for horticulture purposes. With direction representing ramble go through for exchange in 2015, the Unified States could soon take after Japan's lead. Around three weeks prior, I went to 3D Mechanical autonomy, a startup that makes rambles. As I said before, business utilization of automatons is restricted in the States. Thus, roughly 50% of the startup's clients are situated outside the States. Natural life photography is the focal point of this investigation. The genuine creatures that untamed life photos catch and fix in time are transient in excess of one sense; in their wild environments, creatures move all through sight while their proceeded

World Hunger Poverty Essay Example

World Hunger Poverty Essay Example World Hunger Poverty Essay World Hunger Poverty Essay World Hunger and Poverty Sara White I. Introduction: Statement of the issue to be discussed. World hunger and poverty concerns certainly are no new issues in our society. We often hear about people’s desire to solve world hunger, or to be able to feed the world and help alleviate the suffering associated with it. There are many organizations that collect money to help feed children and their families in poor, undeveloped countries. We are subjected to commercials on television that show us children all over the world that are suffering from hunger. We see their pain and our emotions take over; we then want to help feed the world by sending our monthly donation. How much more do we really think about the issue of world hunger after the commercial goes off? The United States is such a developed and plentiful nation, that it is so hard for me to imagine why are there so many hungry people still in the world today. There are many reasons we can think of why world hunger may exist, but poverty is the number one cause of hunger. Poor people cannot afford to buy food so they are the ones that suffer from hunger that leads to deficiencies, diseases, and death. People are not hungry because the population is growing so fast that food is becoming scarce, but simply because they cannot afford it. Food may be scarce, but it is international trade, economic policies and the control of land that have lead to immense poverty and hunger and therefore less access to food, not the growth in population leading to a lack of food. The majority of the world’s people and nations are in a state of poverty. Over 9 million people worldwide each year die from hunger and malnutrition. Over 5 million of those are children. So why are there so many people in poverty and starving today and what can be done to help overcome the situation? II. Description of more than one side of the issue supported by relevant and multiple sources of information. Poverty and hunger are a concern to many people in the United States and in other countries. It is hard to understand why there is still so much poverty and hunger in the world today with so many organizations trying to help fight it. I have defined some of the reasons why poverty and hunger still exist in our society today. In our society, food is seen as a commodity. Farmers are just like anyone else in business, they need to make a living, so they sell their product for money. Their crop is their livelihood so they cannot be expected to give it away. To the farmers growing the product, food is a commodity; they expect payment for the food they grow. We would not expect Old Navy to manufacture clothes, Reebok to manufacture sneakers, or Dell to provide computers for those people that do not earn enough money to pay for these items. (Shah, Anup, Causes of hunger). The issue of land rights and ownership is another reason that could contribute to poverty for non-land owners or ones that may be dictated to by the government exactly what they can plant on their land. The ones that own the land get to control what is grown on it and can get their share of the production through rent or crop. This can be extremely devastating to the farmer because it can keep him in poverty even though he is doing the work to grow the crop. This is especially a problem in third world countries because they are used to supply wealthier countries with cheap agricultural products. The wealthier countries are therefore controlling the fate of poverty in these other countries. If the workers in the less developed countries are not paid fairly they will continue in poverty. The wealthy are the ones with the power. Some wealthier countries have purchased land in poorer countries to grow produce but it is not to offer assistance for the poor but to retain their own food security. The wealthy are also the greedy ones. (Shah, Anup, Solving world hunger). The diversion of land that is used to grow non-productive crops is believed to be a contributor to poverty because this land could be used to grow more crops to help feed hungry people. Instead much land is used to grow non-productive crops such as cotton, sisal, flowers, tea, tobacco, sugar cane, and cocoa. These items can be profitable for farmers but take away from the food production. Also much farmland is used to grow grain to feed livestock. In a wealthy country, as the United States, beef is a big market, so half the water and half of the grain grown is used to feed the livestock. The grain would be much more beneficial for feeding humans and help to solve hunger, but wealthy people prefer meat and will continue to buy it as long as they can afford to. (Shah, Anup, Solving world hunger). The growing of crops for biofuels is often blamed for a food shortage that is also linked to the hunger problem. Even though using biofuels is a way to help reduce the greenhouse gas emissions in our environment they may be harmful to our food and water supplies. Growing biofuels requires a lot of land and water. We already have a shortage of food and water so by diverting land use and our water supply to grow biofuels it is believed that this will lead to biofuels being the largest competitor of food causing an increase in global food prices. (France- Presse, Agence). The United States offers assistance to many countries in need of food through the design of four different programs. These programs offer assistance through donations and have certain guidelines that the recipient countries must adhere to including not being involved in any kind of civil or international conflict, have positive plans for freedom, political and civil rights, and objectives for sustainability. Food aid shows a good gesture in caring and helping the poor and hungry but food aid, when not for emergency relief, can actually be very destructive on the economy of the recipient nation and contribute to more hunger and poverty because they become dependent on it. USDA). Global change is still another reason blamed for lack of food. The frequent climate changes we have been experiencing and the expected effects from climate change in the future can have a large impact on crops. Scientists have predicted that due to global warming in our environment there will likely be more carbon dioxide in our atmosphere, leading to an increase in pollution that can make our soil and water harmful. This wi ll lead to the impact it will have on crops and on animals that in turn have an impact on the food source for humans. With the climate change can bring more droughts, hurricanes, tornados, and other odd weather scenarios that can cause an in increase in hunger and poverty due to a poor crop yield. (U. S. Global Change Research Information Office). Some people believe that by increasing the food production through growing genetically modified foods that it is possible to produce enough food to feed the world. It is believed that by increasing the amount of crops grown on existing farmland it will help the farmers grow better crops and increase their income at the same time. This is believed to help feed the world and bring poor farmers out of poverty. (Balkin, Karen, pgs 189-194). These genetically modified crops are engineered in a laboratory to create rapidly growing plants that are drought resistant, produce their own pesticides, and can be produced to contain adequate nutrients needed for a healthy diet. This sounds like a great solution, however this process can be very lengthy and costly to start and the effects that these genetically grown plants will have on humans is unknown at this time. (Whitman, Deborah, B. ). III. Clear, concise statements of your position of the issue. I believe poverty mainly comes from poverty; the poor stay poor. The poor have no money to buy food and usually little or no resources in order to grow their own food so hunger is also caused by poverty. There are many other things that may contribute to the hunger and poverty situation, but when you start at the bottom it is hard for your situation to change without something drastic happening to help pull you above the poverty line. I believe that families try to pay first for their home, or place of shelter, and their utilities and use the remainder of their money, if there is any, to buy food. They buy the cheapest foods possible and usually do not get the correct nutrients they need in order to stay healthy. I believe that there must be a worldwide acceptance and implementation of food as a basic human right. It is my Christian belief that it is my responsibility to help others in need. People that have plenty and more than plenty should feel the need to share with others. I cannot imagine my children being hungry and no one helping me to get them food. I do believe that food aid is only a temporary solution though. I believe that education is definitely the answer to solving poverty and world hunger, especially, for third world countries, and in any place in the United States that does not have adequate food to feed their communities. I strongly believe the way to educate these people in poverty is through mission work. It is the best alternative rather than trying to get the government to give aid for supplies. The U. S. has given much food aid to other countries, but those countries need education on how to grow their own food so they can continue to eat. Many of those countries will need wells dug for them and someone to teach them farming techniques. These poverty-stricken countries will continue in poverty if they are not given the adequate supplies and skills needed in order to produce the food themselves. Tackling hunger by providing charitable food aid and increasing food production are just not the answers for solving either of these issues. Many people buy the cheapest foods possible in order to feed their families. This often results in foods that do not provide the nutrients and vitamins needed in order to keep them healthy. So, I believe we should also be conscious of the health care costs that arise due to malnutrition. In the United States this alone can raise health care costs tremendously. In many third world countries, health care is a luxury that would probably not even be available to the poor. If they cannot afford to buy food, they certainly could not afford health care. IV. Discussion of your position supported by relevant and multiple sources of information. Poverty is when someone lacks adequate income and lacks the resources and means of feeding their families and providing them with the basic human needs. Poverty can be contributed to by many different means but poverty is the number one reason of hunger. People simply cannot afford to purchase food and do not have the means to grow their own food. (World Hunger Education Services). Poverty is the ruin of the poor. (Life Application Study Bible, Proverbs 10:15) Being of Christian faith, I believe that the Bible is the word from God and that we should obey it. There are many passages in the Bible that give us guidance about helping those in hunger and poverty. In 2 Corinthians verse 9 and Proverbs 22:9, God talks about being a cheerful giver and by giving to the poor it is taking care of his people and the giver will be blessed for his generosity and compassion for the distribution of food and other resources. In Proverbs 31:9, he tells us to speak up and judge fairly; defend the rights of the poor and needy. In Psalms 37:25, he tells us yet I have never seen the righteous forsaken or their children begging bread. Psalms 26, They are always generous and lend freely; their children will be blessed. In Ezekiel 18:17, he talks about what a righteous man does, gives his food to the hungry and provides clothes for the naked. In Acts 9:26, it tells about Dorcas and how she made an enormous impact on her community by always doing good and helping the poor. We as Christians should obey Gods word and help those in hunger and poverty. Our help really can make a difference to these people. (Life Application Study Bible) Even in our Government, we have people that have shown faith by wanting to create programs for those in hunger and poverty based on Gods word. Former Senator of North Carolina, John Edwards, and current Senator of Kansas, Sam Brownback, both have shown a strong sense of compassion for the poverty-stricken. They both have made it known that by their faith they feel that Americans should focus on helping the poverty issue in desperate regions of the world. They have both sponsored programs that give second chances including educating people to help them rise above poverty. Edwards knew that Americans could unite in times of desperation when they showed compassion for the gulf coast community after being hit by Hurricane Katrina. His vision was to eliminate poverty within thirty years, but it could cost billions to do it. He stated, How we respond to the fact that millions among us live in poverty says everything about the character of America. Brownback is a strong supporter of a faith based program on rebuilding the culture and the family and believes in finding solutions for poverty for the dignity of the people. When we have people in our government that are believers in faith, I think it will help our country to help others. When we stop helping others and let them suffer from hunger and poverty, I believe it will be the demise of our wonderful country. (Roush, Margaret, pages 19-22). We know that our government offers many programs that help feed the hungry and try to administer solutions for poverty and hunger, but in many countries Americans are limited to what they can do to help. That is when missionaries can step in and offer solutions to the poor and hungry. Missionaries are able to teach people how to become more in dependent, teach farming techniques, and how to use the resources that are available to them. Missionaries can change the lives of people in poor third world countries by teaching them about God and this can change their outlook and attitudes and then help them gain a way out of poverty. When they are able to grow their own food, they will feel less dependent on other countries. (Anderson, Kerby). The effects of poverty and hunger on the health of people can be devastating. Malnutrition can lead to an increase in infections and common illnesses. It can also lead to high mortality rates in infants and impediments in development for children that lead to problems beyond food and income. The condition can affect generations of people in these communities. That is why it is so important to help get them educated about ways to become independent and not rely on other people to feed them. Once they are able to grow food to feed their families and make adequate income to live they can become a sustainable community. (Kates, Robert, W. ). V. Questions that have arisen as you researched the issues and information you need to understand this issue better. As I was researching hunger and poverty I came across a few topics that I had not thought of before. A global food crisis? It is quite unbelievable, yet scary, to think that we could actually ever experience a global food crisis, especially in the United States. I had believed that the food and hunger situation would get better with time, not worse. Since I have been researching I have discovered predictions on a food crisis in the near future, and which may have already begun. (The American Dream). I also discovered that scientific evidence shows that we need to commit more to sustainable farming methods, called agroecology. We need to support local farmers. I was beginning to believe that genetically modified foods were the best method of producing better food more quickly. (US Working Group on the Food Crisis). I also discovered that it is bad enough the amount of food that is wasted, but also what the environmental impacts are from food waste that can lead to harmful effects on the soil. Spoiled foods can create, methane, one of the most harmful greenhouse gases, that contributes to climate change. Food waste can also lead to an increase in our landfills, and an increase in trash delivery trucks that uses more gas and causes more pollution in our environments. Wasted food also means wasted water, chemicals, fertilizers, and pesticides that was used to grow that product. I never imagined the impacts that wasted food had on our environment. We should definitely clean our plates! (CBC News). VI. Concise summary statement restating the issue, your position, and the essential evidence that supports your position. I believe there is hunger and poverty all around us. I believe that many people are truly concerned about people that are hungry and do contribute to different organizations to offer help, but I think very few really take the time to consider solutions to actually solving the problems. We do need and can appreciate the food aid that is offered to people in poverty but we can see that it is not the answer to solving the problem; it is only a temporary fix. We must work together to provide the people in need our support in educating them in sustainable farming methods so they may become independent in supporting their families with food and adequate incomes in order to live a healthy sustainable life. The more people we educate on sustainable farming methods, the more food there will be on our planet. I believe Christians should pray about the situation and do as much mission work as possible to help others in need. We should show compassion for those that are hungry and not able to purchase food for their families. I believe we should think more about the food we waste and the things we purchase, such as cigarettes, that are made from crops grown on land that could be used to grow food. We need to pull together so that we can try to prevent an unwanted food crisis in our environment. VII. Literature cited. 2011 World Hunger and Poverty Facts and Statistics. World Hunger Education Services. 4 Nov. 2011. . Anderson, Kerby. World Hunger. Leadership University. 29 Oct. 2011. . Balkin, Karen. Poverty Opposing Viewpoints. Farmington Hills, MI: Greenhaven Press, 2004. Can Sustainable Agriculture Feed the World?. US Working Group on the Food Crisis. 3 Nov. 2011. . Food Aid. United States Department of Agriculture. 26 Oct. 2011. 10 Nov. 2011. . Food Crisis 2011? 14 Disturbing Facts That Make You Wonder If The Coming Global Food Shortage Has Already Begun. The American Dream. 28 Oct. 2011. Food waste has environmental impact: scientists. CBC News. 25 Nov. 2009. 3 Nov. 2011. . France-Presse, Agence. Water for biofuels or food?. COSMOS Magazine. 17 Aug. 2007. 3 Nov. 2011. . Hunger Information. Freedom from Hunger. 2000. 29 Oct. 2011. . Kates, Robert W. CONSEQUENCES. U. S. Global Change Research Information Office. 1996. 25 Oct. 2011. . Life Application Study Bible. Wheaton, IL: Tyndale Publishers, Inc. , 1991. Roush, Margaret. The Reference Shelf U. S. National Debate Topic 2009-2010 Social Services for the Poor. New York, NY: H. W. Wilson Company, 2009. Shah, Anup. Causes of Hunger are related to Poverty. Global Issues. 3 Oct. 2010. 20 Oct. 2011. . Shah, Anup. Solving World Hunger Means Solving World Poverty. Global Issues. 24 Oct. 2010. 20 Oct. 2011. . Whitman, Deborah B. Genetically Modified Foods: Harmful or Helpful?. ProQuest. Apr. 2000. 3 Nov. 2011. .

The burden of proof Essay Example | Topics and Well Written Essays - 500 words

The burden of proof - Essay Example The Union’s past practice argument cannot hold because the assessment test has already been given to previous applicants in the Technical Department.   The Union claimed that the company awarded the job to senior bidders in the past.   However, the Union did not take into consideration that seniority was not the only requirement, passing the assessment test was a minimum qualification for the position being bided for.3. Does it matter which type of assessment is used by the Company?  Yes, the type of assessment used by the Company matters because it will determine if a certain applicant is qualified to do the job or not.   The type of assessment should be able to measure the capabilities of the applicant which are necessary in accomplishing a certain job.4. If the Union alleged that the Work Keys Assessment was not valid, which party wouldhave to prove the validity?  The validity of the Work Keys Assessment should be proven by the company through the Subject Matter E xperts (SMEs) who designed it and approved its use.   The SMEs have been with the company for an average of more than 17 years.   As stated by the company, â€Å"Who better to determine the tasks and skills required for an entry-level position than those who have performed it?"   The SMEs are in a position to state that those who pass the test have the necessary skill levels for entry and effective performance in the extra hand position.5. You are the arbitrator. What is your decision? Why? If I were the arbitrator of the case, my decision is that Ms. Boone.

Consideration - Pre-existing Duties and Part Payment of Debts Essay

Consideration - Pre-existing Duties and Part Payment of Debts - Essay Example The facts of the case were that a borrower, Cole, owed Pinnel [the lender] the equivalent of  £8.50 [ £8-10s-0d] which was to be repaid on 11 November. At the lender’s request, the borrower paid  £5.11 [ £5-2s-2d] on 1 October, which the lender claimed to accept in full settlement of the debt.    The lender then successfully sued the borrower for the outstanding amount.   The House of Lords held that since no consideration was exchanged to enforce the promise of the lender to accept part-payment of a debt on the due date from the borrower, then the lender could pursue full payment of the debt at a later date. This remains the general rule at common law.   However, in Pinnel’s Case, it was also said that the agreement to accept part payment would have bound the lender if fresh consideration had been provided to show accord and satisfaction.   This might be: The facts of the case were that a borrower, Cole, owed Pinnel [the lender] the equivalent of  £8. 50 which was to be repaid on 11 November. At the lender’s request, the borrower paid  £5.11 [ £5-2s-2d] on 1 October, which the lender claimed to accept in full settlement of the debt.    The lender then successfully sued the borrower for the outstanding amount.   The House of Lords held that since no consideration was exchanged to enforce the promise of the lender to accept part-payment of a debt on the due date from the borrower, then the lender could pursue full payment of the debt at a later date.

Vietnam Banking Industry: Customer Satisfaction Analysis

Vietnam Banking Industry: Customer Satisfaction Analysis It can be said that Vietnam is on the way of dramatic development and integration in global economic. Since Vietnam has officially become a member of the World Trade Organization (WTO), besides the advantages and opportunities, there have been still many challenges that Vietnam has to overcome. In recent years, Vietnameses banks have achieved many important achievements in innovation have grown larger and stronger than previous time. However, compared to the world, Vietnam banking industry is still small, modest, and inadequate. Undoubtedly, compared to 10 years ago, Vietnam banking industry has really been a remarkable growth. Firstly, banking system has mobilized and provided a large amount of capital to the economy, estimated about 16-18% of annual GDP (Vietnam Head Department Statistic 2008), nearly 50% of social capital. Credit growth has been increased during the year and in 2008 which was estimate to be approximate 24% that is 19% higher than in 2007. The banking system has also contributed to growth, the development, and economic stability in recent years. Secondly, Vietnams banking system had a comprehensive renovation. Many legal documents have been issued comprehensively, the policies about banking activities has been completed and consistent with international practice. Moreover, the discrimination between types of domestic credit institutions and the foreign ones has been gradually eliminated. Banks as well as credit institution have been autonomous and self-responsible. Competitiveness of credi t institutions has been enhanced therefore banking market has been developing safely and effectively. Thirdly, monetary policies have been renovated and operating under market principles with international practice. The indirect operating tools that manage monetary policies have been formed and developed. Interest rate policy and exchange rate flexibility have been adopted by the market mechanism. Credit policies have been expanded and made innovation in the direction of fairness and equality for all economic sectors, business, and all residents. 1.2 Customer satisfaction management in Vietnam Banking Industry Competitive trends in quality of banking product and services on financial and monetary markets increasingly urged Vietnameses banks to renew and continue to have effective customer policies and strategies in order to compete fairly with foreign banks. Thus, Vietnameses banks have ability to overcome the challenges that have been forecasted to be very fierce in coming time. Customer satisfaction management can be considered as an important point in cultural enterprise and cultural care, implementation of banks strategies towards customers in the context of globalization. Undoubtedly, currently when the difference in quality, design of banking services as well as the competitiveness of the products itself is no longer critical among banks, the determined factor is the quality of customer service. Aware of the important of increase customer satisfaction, Vietnameses banks have established customer satisfaction management in order to evaluate customer satisfaction on their products and services. Therefore, banks can improve their operations as well as consolidate their images in customers eyes, and banks can increase sales, market share, and position in the market. 2. Bank management studies on BIDV, Hochiminh City branch (HCMC) 2.1 Performance of BIDV, HCMC branch Bank for Investment and Development of Vietnam has a short name is BIDV, was established under the Conference No.177/TTg dated on 26/04/1957 of Prime Minister of Socialist Republic of Vietnam. HCMC branch which is one of the largest scale branches in BIDV system, has estimated assets VND 10,000 billion (BIDV annual reports). HCMC branch has high business performance with ROA ratio always above 1%. There are 313 staffs classified into 4 blocks these are credit, customer services, block of units, and internal management. Founded in 1977, HCMC branch is always pioneer branch and dynamic in BIDV system in development new products and services based on applying modern technology and customer-oriented. Recently, BIDV HCMC branch has been successful in the role of focal bank in arrangement of syndicated loans, co-financed investor in large scale projects. HCMC branchs activities in recent years have been customer-oriented, creating the best conditions for customers to access and use bankin g services more effectively. BIDV is one of four state-owned commercial banks so it is quite easy to understand why customers have high level of trust for bank. Based on the result of survey and research done recently to measure customer satisfaction, reveal that generally bank has been successful in bringing satisfaction to customers through the provision of products and services. The level of customer satisfaction varies from agree to fully agree. The measurement of customer satisfaction is based on the quality of services, number of products and services, and the continuity of using the services. The quality of services brings satisfaction to customers, they use the most services provide to them and they seem to be happier to use more BIDVs services. This result confirms the criteria activities cooperate and succeed that BIDV has done for years. Thus, the bank has been successful in bringing satisfaction to customers through the provision of products and services. However, this is also pressure for the bank f or better improvement what they have achieved. Therefore, the bank should promote further efforts to preserve and bring the highest satisfaction to customers. 2.2 Purpose of the study Nowadays, in the competitive environment, customers are crucial survival of the bank. The banks which are paid attention, interest as well as loyalty of customers, will capture market shares and develop faster. Business strategic direction to customers is becoming the most important strategies of banks. How to give customers the best satisfaction is always the problem that banks try their best to fulfill. Therefore, research customer satisfaction in the bank is an important work that has to be done regularly and continuously in order to meet their needs. Since then, they can serve customers better and make customers always be satisfied when using banks products and services. This study is not out of this purpose which aims to enhance customer satisfactions for BIDV as well as increase the quality of products and services supplied by BIDV. 2.3 Significant of the study The study presents the evaluation of customer satisfactions on products and services provided by BIDV HCMC branch. Thus, bank has a comprehensive glance on the products and services they are supplying to customers. Bank should focuses on business development strategies as well as the quality of products and services. Obviously, if the service quality does not meet customers demand, the customers will no longer to use it. From the evaluation of customer satisfactions, bank can realize clearly their strengths and weaknesses. From there, they continue to promote strengths and overcome weaknesses in order to improve the quality of services, increase customer satisfaction. 2.4 Limitation of the study The study has a positive contribution to the bank in understanding customers and identifying their position in the market, however the study still has some certain limitations as follows: The study focuses on group business customers therefore it cannot be the overview of the entire customers transactions in BIDV HCMC branch. The study only considers about the time used and the number of banks transactions, it does not find out all customer satisfaction in the connection with trading enterprises, financial potential and cultural factors. The study only focuses on evaluation of customer satisfaction of HCMC branchs services so it cannot assess on customers in the city and other locations as well as potential customers who are not using banking services. Based on these findings, this study can be improved with variety customer group, larger number of samples, wider research scale. 3. Model relevant to study 3.1 Introduction of Servqual model Managers in banking industry are under increasing pressure to demonstrate that their services are customer focused and that continuous performance improvement is being delivered. Given the financial and resources constrains under which banks must manage it is essential that customer satisfaction are properly met and measured and that from the customer satisfactions, any gaps in services quality are indentified. This information the assists a manager in identified cost effective ways of closing services quality gaps and of prioritizing which gaps to focus on a critical decision given scare resources. This study involves the use of Servqual model (Parasuraman, 1988) which is a popular model of quality research of services and the most common application in the marketing research. According to Parasuraman, the quality of services cannot be determined vaguely but it depends on sense of belonging to customers for such services and this perception is considered by many factors. Servqual model is built based on the evaluation of quality of services, which is the comparison between the expected value, expectation, and the value customers perceived. Servqual model considers two main aspects of services quality as a result services and the process of services which are studied through 5 criteria reliability, responsiveness, tangibles, assurance, and the empathy. Figure 3.1 SERVQUAL MODEL Reliability Responsiveness Customer satisfaction Services quality Tangibles Assurance Sympathy Sources: International Journal of Business and Management 3.2 Elements of Servqual Model 3.2.1 Reliability Reliability shows the ability to provide services accurately, on time, and credibly. This requires consistency in the implementation of services and respects commitments as well as keeps promises to customers. In the banking sector, this criterion is measured by customers through the following elements. The bank performs the services right from the first time. Banking services are implemented at the time they promise. Banking transactions are done correctly. Banks staffs are always ready to serve customers. There are always banks counselors at the table to help the customers. Banks statements are submitted regularly and promptly. 3.2.2 Responsiveness This criterion measures the ability to solve the problem fast, deal with customers complaint effectively and the willing to help customers as well as meet the customers requirements. In other words, responsiveness is the feedback from banks to what customers want. Banks staffs are available to assist customers. Bank provides services rapid, on time. Bank responses positively to customers requirements. Banks hotline for customer services is 24/24. Bank tries to solve problems for customers. 3.2.3 Tangibles Tangibles are the images of the facilities, equipment, machines, attitude of staffs, materials, manuals, and information systems of the bank. General speaking, anything that customers can see by eyes and feel by senses can impact on tangible. The bank has adequate facilities. Bank has modern equipment and machinery. Banks staffs look professional and dressed. Bank arranges the transaction counters, tables, and shelves scientifically and conveniently for customers. 3.2.4 Assurance This element creates credibility and trust for customers, which is considered through professional services, excellent technical knowledge, attitude courtesy, and good communication skills, so that customers can believe in the quality of banks services. Banks staffs serve customers politely, and courteously. Transaction documents are clear and understandable. Banks staffs always provide necessary services information for customers. Banks staffs answer customers questions clearly and accurately. 3.2.5. Sympathy Sympathy is the caring, consideration, and the best preparation for customers, so that they can feel as guests of the bank and are always welcome at any times, anywhere. Human factors are the core of this success and the more caring the bank gives to customers, the more customer understanding increases. The sympathy of banks staffs for their customers are expressed as follows: Banks staffs notices the needs of each customer. Customers do not have to queue for a long time to be served. The bank has convenience location for customers to have transactions. Banks ATM systems are modern and ease to use. Banks staffs treat customers kindly. 3.3 Summary and limitation of previous research and findings Through journals I have examined, research issues about customer satisfaction can be classified into 3 main categories including factors influence on customer satisfaction, the measurement of customer satisfaction, and the impact of customer satisfaction on business 3.3.1 Research about factors influence on customer satisfaction The research investigates the relationship between services quality, overall customer satisfaction, and behavioral intention across public and banks. The findings indicate that services quality is significant determinant of customer satisfaction in banking industry (Monica Bedi, 2010; M.Jun and S.Cai, 2010). However, different dimensions of services quality were found to be statistical significant across public and banks. The study helps banks to redefine their corporate image to one that is customer-oriented and driven by service quality. Research limitation concern the potential for the data inaccuracies due to item misinterpretation or predisposition to certain responses on the part of the participant does exist (Bedi, 2010). Similarly, the sampled data is one limitation which was collected from one organization (M.Jun and S.Cai 2010). Although, the purchasing department serves a wide range of internal customers and is involved in various purchasing activities, the dataset is limited by the potential lack of generalisability. 3.3.2 Research about the measurement of customer satisfaction The research provides method to measure customer satisfaction based on assessing customer perception of services quality in services and retailing organization. One of the most popular model is Servqual (Parasuraman, 1988) is based on the perception gap between the received quality and the expected services quality, and has been adopted for explaining consumer perception of services quality. In addition, the availability of customer satisfaction data from national indices has also facilitated the examination of the factors associated with aggregate level customer satisfaction (M.Ogikubo et al, 2009). Besides, the research points out the limitation of the Servqual is that the evaluation of services quality evaluated based on the expectation performance gap derived from Parasuraman 1988 is insufficient because much of the empirical research supported performance based measures of services quality (K.Ravichandran, 2010). 3.3.3 Research about the impact of customer satisfaction on business The research presents that customer satisfaction has an important impact on business which is determined factor in customer loyalty as well as customer retention (Harkiranpal S., 2006). Moreover, the research provides an examination of satisfaction-retention relationship, and the development of more comprehensive view of the customers quality perception (Hennig Thurau and Klee, 1997). Customer satisfaction positively affects an organizations profitability. Satisfied customers form the foundation of any successful business as customer satisfaction leads to repeat purchase, brand loyalty as well as positive word of mouth (Hoyer and MacInnis, 2001). 4. Methodology for study 4.1 Research design These terms quantitative and qualitative are used widely to differentiate both data collection techniques and data analysis procedures. Quantitative is predominantly used as a synonym for any data collection techniques or data analysis procedures that generates or uses numerical data. In contrast, qualitative is used predominantly as a synonym for any data collection techniques or data analysis procedures that generates or uses non numerical data. Three types of quantitative studies these include experimental approach, cross-sectional designs, and survey method. Because of limited time to complete collecting primary data, survey is an optimal method to collect research information. When using survey will give more control over the research process and sampling is used it is possible to generate findings that are representative of the whole population at a lower cost than collecting the data for the whole population. 4.2 Data collection Data can be obtained from primary or secondary sources. Data can be collected in a variety of ways, in different settings and from different sources. Data collection methods include interviews, questionnaires, observation, and variety of other motivational techniques. Questionnaire is the best way to collect the data about customer satisfaction because making an appointment for personal interviews or telephone interviews is difficult, even though impossible. Beside the personal information and customer characteristic (open questions), questionnaire is designed including 33 properties (closed questions) that build up the characteristic of banking services. It is presented on scale from 1 to 7 points (from lowest satisfaction to highest satisfaction about the components of banking service). It will help quantify the opinion of customers who were invested and use the questionnaire to verify and analyze the multivariable date in the valuable the satisfaction of customers later. The custo mers are also suggested to evaluate their own overall satisfaction in last question by giving the scores. 4.3 Data analysis After collecting all the data, the process of analysis begins. To summarize and rearrange the data, several interrelated procedure are performed during the data analysis stage. For quantitative data analysis, statistical tools of Microsoft excel and analytical software SPSS are used for data input and analysis. The statistic results were presented by graphical form with detail description. 5. Conclusion Customer satisfaction is not only vital factor but also the target that all banks want to achieve. Along with the increasingly strong competitiveness in banking industry, learning about customer needs as well as the factors affecting customer satisfaction has become essential. Therefore, this study is useful in proposed policies, development strategies of banks. In the service sector in general and banking sector in particular, the role of the meeting customer needs has an important implication that derives from the interaction between banks and customers as well as the positive impact that banks have. More specifically, if banks bring their customers the high customer satisfaction, customers will continue to use their services, support new banks products or services, introduce the bank to other partners, and become loyal customers. From there, they are contributing to increase sales, market share, and position in the market that are the targets any bank wants to achieve. This study researches customer satisfaction with the products and services that banks provide to customers. This thesis is presented through the survey of customer satisfaction. Survey results are reliable input source to marketing strategies and opportunities to help banks better understand customer needs, customers evaluation of quality of banks services. Therefore, banks can improve their operations and enhance customer satisfaction more effectively.

Critical Reflection of Design Process

The Critical Reflection of the design process iphone Application This document describes the critical reflection of designing the mobile application and describing the software interface in terms of learnability, memorability, effectiveness, efficiency and satisfaction CTS Griffith University 11/6/2012 The Critical Reflection of the design process iphone Application This document describes the critical reflection of designing the mobile application and describing the software interface in terms of learnability, memorability, effectiveness, efficiency and satisfactionCTS Griffith University 11/6/2012 Critical Reflection of the design process Issues I have had issues with the development process were I had coding errors that needed to be resolved and spent some time fixing coding errors. Getting my program up and running in the iOS simulator was very difficult. Sometimes the emulator wouldn’t load properly and other times Titanium wouldn’t recognise that the emulator had successfully launched, I had to stop the emulator and start again and ends up taking time to launch.The program has taken a great deal of time to load. Outcome I was very satisfied with the outcome the project, the project went very well, finally had the program loaded on the emulator and had it successfully launched. Titanium is great for rapid prototyping. One thing I would differently though that would be an improvement is to add more functionality so that mathematical calculations that are not included in the current application can be performed. I will in the future build for Android and eventually the blackberry.I have acquired many skills and knowledge doing this project. I have Learnt how to develop inside of appcelerator titanium to build cross platform mobile applications, how to load the program on the emulator and have the capability and skills that from the knowledge I gained using the Titanium appcelerator to do future projects with it. I have learnt how to code the pr ogram, JavaScript is a language many developers know and enables myself as a qualified web developer to get into mobile app development.I have also learnt how to develop design ideas for the application to be suitable to be used outside, easy to use, address usability issues and make it look attractive. Software interface – learnability, memorability, effectiveness, efficiency and satisfaction The iPhone calculator is a simple calculator with minimal functions. The iPhone / iPad calculator has been designed for simplicity, easy to use, to be user friendly and usability.Designed for a wide range of users, the iPhone / iPad calculator is primarily designed for students as it is the student’s major tool for performing calculations; this calculator is designed to improve the speed and accuracy of the student’s computational skills and be used. The iPhones calculator works like a pocket calculator. The iPhone’s calculator feature on the Home screen, by clickin g the calculator icon. The calculator function is used to perform a variety of different mathematical operations. The iPhone calculator works by adding, subtracting, multiplying, and dividing.Numbers and symbols are large and easy to see and has large separated keys for increased accuracy It is also designed so that you have an efficient finger placement approach when selecting the keys so that you can perform calculations in a minimum amount of time. The iPhone calculator also has large colourful buttons and high contrast color schemes that will allow you to see the screen well outside. As most people nowadays owns a phone, the calculator function would come very handy to use when needed to perform calculations.It can be used anywhere at home, shop, work or travelling The calculator is very effective that allows the user to do a simple calculation with ease, enter in a number, then an operation, then another number, and then the = button. The c button will clear the current operati on. The calculator will perform operations in standard mathematical order. So 5+2? 2 will return 9. This is because multiplication and division are have higher precedence than addition and subtraction. .

Assignment †OUMH1203 English for Written Communication- SEP 13 Essay

ASSIGNMENT SUBMISSION AND ASSESSMENT ______________________________________________________________________________ OUMH1203 ENGLISH FOR WRITTEN COMMUNICATION SEPTEMBER 2013 ______________________________________________________________________________ INSTRUCTIONS TO STUDENTS 1.This assignment contains TWO (2) questions that is set in the language of the printed module for the course. 2. Your assignment should be typed using 12 point Times New Roman font and 1.5 line spacing. 3.Your assignment should be between 500 to 800 words excluding references. The number of words should be shown at the end of your assignment. Do not copy the assignment question and instructions to your answer. 4. You must submit your assignment BY MAIL to fes.assignments@villacollege.edu.mv by 18:00 hrs. You are advised to keep a copy of your submitted assignment for personal reference. 5.You can submit your assignment ONCE only in a SINGLE file. 6. Your first assignment must be submitted on 27th October and the second assignment on 10th November. Submission after 1800 hrs on this date will be accepted as LATE SUBMISSION. 10% of your assignment marks will be deducted for each delayed day. 7. You should not copy another person’s assignment. You should also not plagiarise another person’s work as your own. EVALUATION This assignment accounts for 50 % of the marks for the course mentioned and shall be assessed based on the Rubrics or Answer Scheme. You would be informed of the assignment mark before the Final Semester Examination commences. PLAGIARISM : MARKS DEDUCTION Warning: The submitted assignment will undergo a similarity check. If plagiarism is detected, marks would be deducted as follows: Assignments with 10 – 30 % overlap with others: 20% deduction from the total marks scored. Assignments with more than 30% overlap with others: Zero mark would be given. ASSIGNMENT QUESTION This assignment consists of TWO parts. PART A: IN CLASS ASSESSMENT_ (INDIVIDUAL TASK-30%) From the list of topics below you need to choose any THREE topics and this must be done in class during your tutorial sessions. Each of these essays carries 10% of the total marks. Each essay should be approximately 500-800 words long. a) In many countries, old people are sent to live in old-age homes where there are nurses to look after them. Sometimes governments pay for this care. Who should be responsible for our old people? Use specific reasons and details to explain your choice. b) The Expectancy Theory of Motivation by Victor H. Vroom suggests that an individual’s perceived view of an outcome will determine the level of motivation. How can this theory be applied in the Maldivian classrooms to improve the performance of secondary students? c) Though not out of choice, the current situation requires students to join evening classes to complete their tertiary education at colleges and universities. What are the advantages and disadvantages of attending classes in the evening? d) Co-education is the current system followed in Maldivian schools. While some think students study better in single-sex schools, others believe they need to be mixed for various reasons. In your opinion, what is the best system for the Maldivian schools? Justify your opinion with specific reasons and details. PART B: GROUP TASK (20%) You need to complete these TWO tasks in groups of 3 or 4. Work in groups of three or four people. Choose TWO of the topics given below. Write a research essay on each of your chosen topic. Your research essay carries 10% of the total marks each. Each essay must be between 500 to 800 words long. . a) International research has found numerous benefits which apprenticeship brings for those apprentices who complete their programme. How important is a national level apprenticeship programme for the Maldivians? Write a report on this including recommendations to improve the current situation. b) The customs and traditions of a country help to maintain its uniqueness. It is believed that many customs and traditions of the Maldivians are dying out due to globalisation. Write a report based on the impact of globalisation on the Maldivian customs and traditions. c) The number of motor vehicles imported to the Maldives is increasing at an alarming rate. Write a report based on the potential transportation problems  of Male’ in 15 years’ time, and provide suggestions to overcome them. d) Many believe heavy exposure to TV carnage during childhood leads to imitation of what they see on TV, acceptance of violence as normal, desensitization to real people’s suffering and arousal by images on television, triggering violent responses. Write a report on how critical this issue is in the Maldives? Include recommendations to overcome this problem in the future. Thank you and Good luck! ____________________________________________________________________________ END OF PAGE

Subitizing A Skill to Build Math Fluency

Subitizing is a hot topic in math education circles. Subitizing means â€Å"instantly seeing how many.† Math educators have discovered that the ability to see numbers in patterns is the foundation of strong number sense. The ability to visualize and understand numbers and numeration supports operational fluency and the ability to add and subtract mentally, to see relationships between numbers, and to see patterns. Two Forms of Subitizing Subitizing comes in two forms: perceptual subitizing and conceptual subitizing. The first is the simplest, and even animals are able to do it. The second is a more advanced skill built upon the first. Perceptual subitizing is a skill that even small children have: the ability to see perhaps two or three objects and immediately know the number. In order to transfer this skill, a child needs to be able to â€Å"unitize† the set and pair it with a number name. Still, this skill is often exhibited in children who recognize the number on a die, such as four or five. To build perceptual subitizing, you want to give students a lot of exposure to visual stimuli, such as patterns for three, four, and five or ten frames to recognize numbers like 5 and others. Conceptual Subitizing is the ability to pair and see sets of numbers within larger sets, such as seeing two fours in the eight of a domino. It is also using strategies such as counting on or counting down (as in subtraction). Children may only be able to subitize small numbers, but in time, they will be able to apply their understanding to constructing more elaborate patterns. Activities to Build Subitizing Skills Pattern Cards Make cards with different patterns of dots and show them to your students. You might try an â€Å"around the world† drill (pair up students and give it to the one who answers first.) Also, try domino or die patterns, and then pair them, like the five and a two so your students see the seven. Quick Image Arrays Give students a number of manipulatives and then have them arrange them in numbers and compare patterns: diamonds for fours, boxes for sixes, etc. Concentration Games ï » ¿Have students match numbers that are the same but in different patterns, or create a number of cards that are the same number but different patterns, and one that is different. Ask students to identify the one that doesn’t belong.Give each child a set of cards one to ten in different patterns and have them spread them on their desks. Call out a number and see who can find the number on their desk the most quickly.Challenge students to name a number one more than that on the dots on the card or one less. As they build skills, make the number two more and two less, and so on.Use the cards as part of classroom learning centers. Ten Frames and Conceptualizing Addition Ten frames are rectangles made of two rows of five boxes. Numbers less than ten are shown as rows of dots in the boxes: 8 is a row of five and three (leaving two empty boxes). These can help students create visual ways of learning and picturing sums larger than 10 (i.e., 8 plus 4 is 8 2 (10) 2, or 12.) These can be done as images, or done as in Addison Wesley-Scott Foresman’s Envision Math, in a printed frame, where your students can draw the circles. Sources Conklin, M. It Makes Sense: Using Ten Frames to Build Number Sense. Math Solutions, 2010, Sausalito, CA.Parrish, S. Number Talks: Helping Children Build Mental Math and Computation Strategies, Grades K-5, Math Solutions, 2010, Sausalito, CA.